LoanWalle

Personal Loan

Personal loan up to ₹5 lakh

See your interest, fees and total cost before you apply.

Keep A Few Things Ready

Have your mobile number and PAN card handy

Employment Type*
+91

Your information is secure

  • Secure data transmission
  • Trusted partners
  • Transparent charges

5 Lakh+

Active users

₹55 Cr+

Loan amount disbursed

50+

Lending partners

4.6

★★★★★

Eligibility criteria

Who can apply?

Check that you meet these basic criteria before you apply. Final eligibility is decided by the lender.

Salaried

Employment type

21–65

Years of age

₹30,000+

Monthly salary

How it works

From application to disbursal, made simple

Apply in minutes and get matched with the right loan from our trusted lending partners.

  1. 01

    Share your details

    Provide a few basic details about yourself and your borrowing needs.

  2. 02

    Get matched with the right lender

    We match your profile with the most suitable offer from our RBI-registered lending partners.

  3. 03

    Complete your application

    Review the offer and its Key Fact Statement, then submit the required details to proceed with the lender.

Customer Stories

Hear It FromOur Borrowers

Real people, real moments. Here's how LoanWalle helped them find the right loan, faster.

Share Your Feedback

Akashanbu

Self Employed · Tamil Nadu

Good

Jaikkumar Chockkalingam

Self Employed · Tamil Nadu

You are the best

Santosh Kumar singh

Self Employed · Maharashtra

Very good

Abhishek

Salaried · Karnataka

Super

Ranjit Singh

Salaried · Punjab

Good

Santosh Devanand Nalawade

Self Employed · Maharashtra

Very nice loan walle and very good

Subedar Tiwari

Self Employed · Uttar Pradesh

Bhaut badhiya

Raj sen

Self Employed · Madhya Pradesh

Very good

Anupama

Salaried · Odisha

Ok

Noorpartap Singh

Self Employed · Punjab

Excellently

Ashok Mhaske

Self Employed · Maharashtra

Very good

Saroj rousa

Salaried · Uttar Pradesh

Accha h

Yuvraj Rajput

Salaried · Maharashtra

We all pround og you in my experience this app is very very helpfull and my experience is soo goosf of this aap

TATIKONDA NAGARAJU

Salaried · Telangana

so noce

Rahul Kumar

Salaried · Punjab

Bahut achcha Raha

Magan makwana

Salaried · Gujarat

Acha

Ranjit Singh

Salaried · Punjab

Very good

Sahdev kumar

Self Employed · Haryana

Good

RAJESH KALIDASS

Salaried · Tamil Nadu

Super

Dallapogu Premakumar

Self Employed · Andhra Pradesh

Nice

Shihab Nerolot

Self Employed · Kerala

Good

Swapan Kumar Behera

Salaried · Telangana

Very good

Vasava Asmita

Self Employed · Gujarat

Very good 😊

SURENDRA NATH BAITHA

Salaried · Bihar

Good

Loan Pricing & Charges

Transparent pricing with a clear breakdown of all applicable charges.

Rates & Charges

We believe in complete transparency. Here are all the applicable rates and charges no hidden fees, no surprises.

Available Features:

  • Loan amount₹1,00,000 – ₹5,00,000
  • TenureMin 12 months, Max 84 months
  • Interest rate9.99% p.a. (0.83% per month), on reducing balance
  • Processing fee₹6,999 + 18% GST (₹1,259.82), deducted from the loan amount
  • APR (interest + processing fee + GST)10.0% – 26.6% p.a.
  • Maximum APR26.6% p.a.

Example

Borrow ₹1,00,000 → You receive ₹91,741 → You repay ₹8,791 a month for 12 months

  • Loan amount₹1,00,000
  • Interest rate9.99% p.a. (reducing balance)
  • Tenure12 months
  • Processing fee₹6,999
  • GST on processing fee (18%)₹1,260
  • Total deducted upfront₹8,259
  • Amount you receive₹91,741
  • Monthly EMI₹8,791
  • Total interest₹5,492
  • Total repayment (12 EMIs)₹1,05,492
  • Total cost of loan (interest + fees)₹13,751
  • APR26.6% p.a.

FAQs

What is the tenure?

Minimum 12 months, maximum 84 months.

What is the interest rate?

9.99% per year (0.83% per month), calculated on reducing balance.

What fees are charged?

A processing fee of ₹6,999 + 18% GST (₹8,259 in total), deducted from the loan amount.

What is the APR?

Including the processing fee and GST, the APR is 10.0% – 26.6% per year. It is highest on smaller loans with shorter tenure. See the example above.

How much can I borrow?

From ₹1,00,000 to ₹5,00,000, subject to the lender’s assessment.

Who gives the loan?

Ampire Finance Private Limited, an RBI-registered NBFC (CoR No. 01.00029). LoanWalle is operated by Ampire Fintech Private Limited, a Lending Service Provider.

What do I need to apply?

Your PAN and mobile number to start.

Our lending partners

Loans are sanctioned and disbursed by RBI-registered NBFCs, including Ampire Finance Private Limited (RBI CoR No. 01.00029).

Grievance Officer: Amit Kumar · amit@loanwalle.com · +91 74281 97788

For complaints about a loan, you can also contact your lender's grievance officer, listed on the lending partners page.